Property Insurance is the most personal of all insurance. It provides coverage for where you live, and the personal belongings you cherish. Whether you are insuring your Home, Rental Property, Vacation Home, Apartment, Jewelry, or Guns, you are really ensuring the continuation of your quality of life and security. Having adequate coverage is critical to making sure you are not faced with a catastrophic loss in which you cannot financially recover from.
Some items to consider when purchasing Property Insurance
Insurance Cost & Quality Coverage
Homestead recognizes the importance of low-cost insurance, but this should not sacrifice the quality of your Property Insurance coverage either. We will be able to build a program to meet your budget, and coverage needs.
Representation
One of the most important factors that rarely is considered is agency representation. If you have a claim, we will assist you in your claims process. This service often includes making sure you a paid fairly, and help you resolve your claim quickly. This is a major difference if you purchase insurance online, or over the phone direct from the company. Purchasing direct does not give you an advocate that you can work with and ask questions when a claim occurs.
Accessibility
You will be able to work with our agency over the phone, email, text, online, or even the old fashion way face to face.
Knowledge
In most cases when you purchase Property Insurance Coverage, your decisions are made for you, without much or any input from you. Homestead believes that this process should be an engaging experience where you understand what your Property Insurance covers. Our agents are experienced in helping thousands of clients choose a program to fit their needs and budget. You can count on our team to identify all the discounts, and coverage needs that are important to you, and or your family.
Trust
This is the most important part of the client relationship. Dealing with an agent requires accountability on our part. We make sure you understand your coverage options, and select the coverage that fits your needs, not ours. This is why Homestead always has an advantage over the Direct, and Online carriers. They treat you as a profit or premium, while we cherish our relationships.