What to Look for When Purchasing Insurance for Special Events
Special Events Coverage provides short term Liability insurance for any type of personal, community, or business event. These policies usually provide protection for concerts, weddings, parades, and many other events.
Why You Would Need Special Events Coverage
Special Events Coverage is needed if you have an event that has spectators, attendees, or participants. You will also be required if the event is held at a leased facility.
What Is Covered
Special Events Coverage provides Property Damage Liability for the rented premise, and Bodily Injury Liability for the attendees of the event. In some cases, participants can be covered at an additional cost.
Special Events Coverage Cost
This will be depending on the type of event, attendance estimate, location, and duration. Most policies are less than $150 per event.
Where to Purchase Special Event Coverage
We suggest purchasing this coverage from a local insurance agent. Most agents will have access to multiple markets and will find you a policy that will meet your specific needs.
Key Insurance Coverage for Special Events
Spectators Liability
Any concert or event when you have spectators you will need this coverage. This coverage will protect you from accidental bodily injury to non-participants of the event.
Coverage Details
Event Cancellation Coverage
Provides cost reimbursement to you if the event has to be cancelled. Most carriers will determine what will count as a valid reason for cancellation. This coverage would be very important for concerts, plays, and seminars.
Special Event Customer Spotlight
Crown
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– Jim Smith, Director of Operations
